Accounts

Certified Accounts

Bank On certified accounts are available in Chicago.

Banks and credit unions across Chicago offer low-cost, low-fee transaction accounts that are certified as meeting the Bank On National Account Standards.  Want your bank or credit union’s account to join this list? Get in touch with the CFE Fund and learn more!

Find out more

A basic banking account is an important first step in participating in the financial mainstream, depositing your paycheck safely, paying bills effectively, accessing or building credit, and saving for emergencies and the future. However, one key challenge facing people without accounts has been a lack of safe and appropriate banking products offered by mainstream financial institutions, particularly those without overdraft. Instead, nearly 63 million adults across the nation rely on costly alternative financial services – like cash checkers, payday lenders, and pawn shops – for routine financial transactions.

BANK ON CERTIFIED ACCOUNTS ARE…
Safe

These accounts do not allow overdraft or non sufficient funds fees, so you’ll never be hit with a surprise fee.
Low Cost

Certified accounts are $5 or less per month, with no unpredictable fees.
Functional

Certified accounts always allow free deposits, free withdrawals, and free bill payments.
Certified Accounts In Our Area

Bank of America Advantage SafeBalance Banking

Chase Secure Banking

CIBC Bank USA EasyPath Access Account

Citi Access Account

Great Lakes Credit Union Fresh Checking

Providence Bank & Trust Neighborhood Connect

Self-Help Federal Credit Union Access Checking Account

U.S. Bank Safe Debit Account

Wells Fargo EasyPay Card